Below is a concise, factual overview of the Scotiabank Passport Visa Infinite Privilege Card. The following sections explain how the card earns Scene+ points, the fees and interest charges, eligibility requirements, key perks and potential limitations.
| Issuer / Bank | Scotiabank |
| Type of reward | Scene+ points |
| Cashback rate | 3X Scene+ points on eligible travel (including hotel stays, car rentals and activities booked through Scene+ Travel); 2X Scene+ points on dining and entertainment; 1X Scene+ point on groceries, gas, convenience stores, telecom, streaming and most other purchases; 1 Scene+ point per $1 on all other eligible purchases |
| Annual fee | $599 |
| CAT | 20.99% |
| Minimum income | $150,000 personal income (or $200,000 household income) |
| Network / Tier | Visa Infinite Privilege (Visa) |
Rewards & Cashback
The Scotiabank Passport Visa Infinite Privilege Card earns Scene+ points on most purchases. Points are awarded at different rates depending on the purchase category.
Key earning rules are: 3X Scene+ points on eligible travel booked through Scene+ Travel (this includes hotel stays, car rentals and activities); 2X Scene+ points on dining and entertainment; and 1X Scene+ point on groceries, gas, convenience stores, telecom, streaming and most other purchases. For all other eligible purchases, the card provides 1 Scene+ point per $1.
Fees & CAT
The card charges an annual fee of $599. Interest on outstanding balances is expressed as a CAT of 20.99%.
Interest applies to any carried balances according to the cardholder agreement. The annual fee is charged regardless of spending level and is separate from routine borrowing costs.
Eligibility & Requirements
Qualification requires meeting the stated minimum income threshold: $150,000 personal income or $200,000 household income. The card is issued on the Visa Infinite Privilege network tier.
No required documentation or additional eligibility details were provided in the available data.
Benefits & Perks
- No foreign transaction fees on purchases
- $250 annual travel credit on Scene+ Travel bookings
- 10 complimentary airport lounge visits per year via the Visa Airport Companion Program
- Relais & Châteaux and Visa Infinite Luxury Hotel Collection benefits
- Complimentary Avis President’s Club membership, including two car-class upgrades
- Comprehensive travel and purchase insurance included
- Concierge service
Drawbacks / What to Watch Out For
The card carries a high annual fee of $599 and a CAT of 20.99%. The minimum income requirement ($150,000 personal or $200,000 household) is significant and may restrict eligibility for many applicants.
The rewards and perks are focused on travel and premium services; the value of Scene+ points and the benefit of travel credits depend on booking patterns and use of Scene+ Travel services.
How to Apply
To start an application for the Scotiabank Passport Visa Infinite Privilege Card, follow the official application page linked below. The application page provides the official form and the most current terms.